REFINANCE
Refinance your mortgage to meet financial goals.

Ways to Benefit From Mortgage Refinance

Take Cash Out
Leverage your investment and use that equity your house gained over the years.
Renovating your home
Paying down high-interest debt
Use my equity
Lower Payment
You can improve your financial security by refinancing to a lower payment.
Save for education
Plan for retirement
Start my application
Short Loan Term
Refinance into a shorter term so you can pay off your mortgage sooner.
Reduce amount of interest
Become mortgage free faster
Begin researching
Stay here with us and let's work on your application.
There are a lot of reasons people choose to refinance and a lot of ways to get it done. Take a look and see which applies to you.
Lower Monthly Payments
Lower Monthly Payments
Put more money in your pocket for other needs like your kid's college tuition or a trip to the Grand Canyon
Consolidate Debt
Consolidate Debt
Add your credit cards, student loans or installment debt into one loan.
Take Cash Out Of Your Home
Take Cash Out
Take cash out for renovations or paying for college?
Eliminate Private Mortgage Insurance (PMI)
Eliminate PMI
Values have improved, by refinancing you can eliminate your private mortgage insurance (PMI).
Your next chapter starts here - get a free estimate
Let our calculator crunch the numbers to give you an idea if refinancing makes sense, and when you're done, call us. We'll give you a custom quote for free.
You tell us why and we'll show you how.
We know you're busy. So, why spend time wondering if a refinance makes sense? We have licensed loan officers to help navigate your refinancing experience, simplify the process and meet your financial goals.
Need help with your application?
Your personal digital assistant is standing by to make sure you have everything you need to get moving.
Dream a little, or crunch
See what your financial future could look like with our free calculator.
Did we miss anything?
You still have questions, we still have answers. Take a look at what other people have been asking.
You love your home, and you don't want to move, but you wonder if you could be better utilizing your mortgage. If this sounds like you, then it's time to consider refinancing. Some of the best home refinancing companies, like ours, can help you find more favorable loan terms, and you can also get other benefits, such as pulling from the equity you have built up in your home.

What Does It Mean to Refinance Your Home?

Refinancing simply means finding a new mortgage loan for your existing property. When you refinance, you often look for a lower interest rate than you initially had on your home, or you may want a shorter loan term. In order to refinance, you pay off the existing loan and take out a new one.
Either way, the process will be simple. Fill out a full application, and our team will handle the processing. Once we're done, your loan will be closed and funded, allowing you to enjoy the benefits of refinancing. Applying to refinance your loan is simpler than you may think. University Mortgage is the advisor who can help you every step of the way.

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DAVID DUARTE
NMLS # 236272 Loan Officer
1101 S. Winchester Blvd 0-286 San Jose , CA 95128
(408) 396-6758
david@duarteloans.com
Complaints may be directed to: Phone: (408) 396-6758 or Email: david@duarteloans.com
Copyright ©2020 University Mortgage . NMLS# 236272. 1101 S. Winchester Blvd 0-286 San Jose , CA 95128 (408) 396-6758. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.